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Will health insurance pay for weight loss surgery?
The answer to this question depends on the type of health insurance you have, as well as the specifics of your policy. Generally speaking, most health insurance plans will cover medically necessary weight loss surgery, such as gastric bypass or gastric sleeve, if you meet certain criteria.
Most health insurers will require that you have a body mass index (BMI) of 40 or higher, which is considered to be morbidly obese, or a BMI of 35 to 39 with at least one obesity-related condition. If you meet these criteria, your health insurer may cover all or some of the costs associated with weight loss surgery.
The amount of coverage you receive may depend on the specific type of health insurance plan you have. For example, some plans may cover the entire cost of the surgery, while others may only cover a portion of the cost or require you to pay a co-pay or deductible.
It is also important to note that some health insurers may require you to complete a medically supervised weight loss program before they will cover the cost of weight loss surgery. This is to ensure that you have made an effort to lose weight on your own before opting for surgery.
